Obtaining a property deed online and in person.

A common issue or concern with some clientele that contact us is that they have lost the Deed to their property. Although you can sometimes send a request to your local County recorder in writing, you can typically obtain a copy of your property deed online through a title search website that has access to County Title plants and digitized documents.

The public can also visit their local County Recorder's Office in person and search records and images indexed on microfilm or microphiche.

Note that the transfer deed or "vesting deed" will reflect ownership and title interest to the property while deeds of trust serve as a "promissory note" naming the subject property as collateral for the  mortgage taken out by the buyer.

US TITLE RECORDS

https://Www.ustitlerecords.com

States covered by this US TITLE RECORDS service for Title Search resources:

Alabama – AK. Alaska – AZ. Arizona – AR. Arkansas – CA. California – CO. Colorado – CT. Connecticut DE. Delaware – FL. Florida – GA. Georgia – GU. Guam – HI. Hawaii – ID. Idaho – IL. Illinois – IN. Indiana – IA. Iowa – KS. Kansas – KY. Kentucky – LA. Louisiana – ME. Maine – MD. Maryland – MA. Massachusetts MI. Michigan – MN. Minnesota – MS. Mississippi – MO. Missouri – MT. Montana – NE. Nebraska – NV. Nevada – NH. New Hampshire – NJ. New Jersey – NM. New Mexico – NY. New York – NC. North Carolina – ND. North Dakota – OH. Ohio – OK. Oklahoma – OR. Oregon – PA. Pennsylvania – RI. Rhode Island – SC. South Carolina – SD. South Dakota – TN. Tennessee – TX. Texas – UT. Utah – VT. Vermont – VA. Virginia – VI. Virgin Islands – WA. Washington – WV. West Virginia – WI. Wisconsin – WY. Wyoming

How to purchase Owner Carry property using Private Money

Using hard money to leverage Owner Carry real estate purchases:

Over the course of time in working Owner Carry financing deals (AKA Seller Financing), we formulated some creative ways to acquire property using Private money to leverage the deal. This would not involve conventional financing until the contract term was up and it is time to refinance the property.

Some of the more critical and fundamental aspects of this type of financing structure is to find:

1. A property owned free and clear (or with a small existing mortgage easily covered by the first mortgage). You can start by using an online title research company to find any existing mortgages (and amounts), liens and tax status including possible NOD-Notice of default or any pre foreclosure proceedings.

2. A seller willing to carry a note in second position for a short term.

3. A private money lender with an acceptable, doable and rate and term loan.

4. A title company that can work up the transaction and escrow, setting up a payment account to ensure that payments are being applied correctly I.E. taxes, insurance and principal to the seller and first mortgage if applicable.

Finding the property to fit this criteria, with the upside potential for a significant profit margin is the first task at hand. We have had to pull property reports and multiple properties (sometimes 10 to 15) to find one that actually had little or no mortgage in place. Most properties you will find today are usually maxed out in a debt to equity position or have a mortgage that exceeds the homes value.

The most difficult task may be to contact and negotiate an amicable seller carry structure where the seller feels safe in carrying in a second position on his or her property with a  private money first. This more than likely will require some down payment money from the buyer  (Skin in the game) so to speak to sweeten the deal.

If all goes well and everything pencils out, you just purchased a property with little or no money down leveraging the deal with Private money and some educated research.

US Title Records 

Https://www.ustitlerecords.com

Below arec states covered by this article for Title Search services offered through this site:

Alabama – AK. Alaska – AZ. Arizona – AR. Arkansas – CA. California – CO. Colorado – CT. Connecticut DE. Delaware – FL. Florida – GA. Georgia – GU. Guam – HI. Hawaii – ID. Idaho – IL. Illinois – IN. Indiana – IA. Iowa – KS. Kansas – KY. Kentucky – LA. Louisiana – ME. Maine – MD. Maryland – MA. Massachusetts MI. Michigan – MN. Minnesota – MS. Mississippi – MO. Missouri – MT. Montana – NE. Nebraska – NV. Nevada – NH. New Hampshire – NJ. New Jersey – NM. New Mexico – NY. New York – NC. North Carolina – ND. North Dakota – OH. Ohio – OK. Oklahoma – OR. Oregon – PA. Pennsylvania – RI. Rhode Island – SC. South Carolina – SD. South Dakota – TN. Tennessee – TX. Texas – UT. Utah – VT. Vermont – VA. Virginia – VI. Virgin Islands – WA. Washington – WV. West Virginia – WI. Wisconsin – WY. Wyoming

FREE Property Records - Where To Search Online

The majority of buyers conducting a title search on real estate would more than likely want to access public records recorded and indexed online with thier local County recorder's office for due diligence rather than hire a title company for Preliminary title report information.

 

In some cases your local tax assessor and County recorder will provide inhouse access to basic title, tax and transfer information (some counties provide mortgage and lien information), depending on the county for a monthly subscription or on a pay per pull basis.

 

 

US TITLE RECORDS offers Free foreclosure activity reports for any property reflecting current and recorded foreclosure activity including notice of default and pre-foreclosure status as a courtesy @ http://www.ustitlerecords.com

 

 

 

 

 

States covered by this article and site for Title Search sevices:

Alabama – AK. Alaska – AZ. Arizona – AR. Arkansas – CA. California – CO. Colorado – CT. Connecticut DE. Delaware – FL. Florida – GA. Georgia – GU. Guam – HI. Hawaii – ID. Idaho – IL. Illinois – IN. Indiana – IA. Iowa – KS. Kansas – KY. Kentucky – LA. Louisiana – ME. Maine – MD. Maryland – MA. Massachusetts MI. Michigan – MN. Minnesota – MS. Mississippi – MO. Missouri – MT. Montana – NE. Nebraska – NV. Nevada – NH. New Hampshire – NJ. New Jersey – NM. New Mexico – NY. New York – NC. North Carolina – ND. North Dakota – OH. Ohio – OK. Oklahoma – OR. Oregon – PA. Pennsylvania – RI. Rhode Island – SC. South Carolina – SD. South Dakota – TN. Tennessee – TX. Texas – UT. Utah – VT. Vermont – VA. Virginia – VI. Virgin Islands – WA. Washington – WV. West Virginia – WI. Wisconsin – WY. Wyoming