How to perform a "Title Search" and obtain these types of searches and documents online and in person (Microfilm).
With the advent of digitized data, information, real estate records are abundant and easily accessible through the Internet, attainable for anyone with access and a click of a button. This is important to understand in real estate as this can help expedite a preliminary title search in the event that a real estate purchase or contract to buy is in process. In the world of real estate transactions, purchases, acquisitions and transfers, progress can not successfully proceed without understanding property title, vesting and encumbrances. Hence the existence of a Title Search also known as preliminary title report, title insurance policies and indemnity.
For example, before putting up earnest money and entering into a contract to purchase real estate and/or property, you would want to know if there are any legal or monetary claims against the property that you would ultimately be responsible for once title has been transferred to your name and all property interest is conveyed. Such claims might include outstanding mortgage balances, mechanic and HOA liens, delinquent taxes, state and federal tax liens, judgments, lis pendens and foreclosure proceedings, just to name a few types of encumbrances that can affect or "cloud" title.
Property records are "perfected" when recorded. This is done through the County recorder's office, clerk and courts. Before the age of online/digitized data, property records were recorded and kept in the form of paper documents, then copied onto Microfilm/Microfiche.
Today, recorded documents are converted into digital records, maintained in "Title Plants," and available online. Although the majority of the counties throughout the United States index property records and images online, some of the more rural counties and areas of the country do not yet have updated technology and therefore do not participate in online record indexing. This is where Abstractors play a vital role in acquiring records and performing title searches for records kept in the form of microfilm with the county clerk and recorder's offices.
U.S. Title records harnesses and utilizes uses all resources available to compile a single, complete and comprehensive source for all recorded data and information to provide our clients with a "one-stop" service, expediting the processes for Title and Lien searches far beyond industry standards. Linked directly to county recorder databases, licensed to the largest title plants available, and affiliated with a vast network of local certified abstractors throughout the nation, U.S. Title Records is able to deliver the most streamline and accessible title search service available to its client base and the general public into the evening hours, seven days a week, throughout the year, including holidays.
